High costs, limited financing and rising demand keep homes out of reach. Accra, Ghana – Ghana needs more than 1.8 million additional housing units, but attracting investment to build them is only half the challenge. For millions of people, the deeper problem is that the homes reaching the market remain beyond their means. That tension ran through the Africa Real Estate Conference & Expo (ARCE), which brought developers, policymakers, investors and technology entrepreneurs to Accra this week.